Cozy Home Inspection: Portland Home Inspector
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Minimum Property Requirements

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What you need to know

Every loan type has different minimum property requirements to qualify for a loan. This means that a lot of fixer homes won't qualify for financing.

Most people think it's the inspector that determines if the property qualifies under a specific loan type. This isn't the case. Inspectors are not allowed to disclose anything they find to anyone but the person paying for the inspection. It's the appraiser that determines if the property is in good enough condition to qualify for a loan. 

Loan type in order of how strict they are on property condition
  1. VA
  2. FHA
  3. USDA
  4. Conventional 

Links to property condition requirements for each loan type

VA Requirements
FHA Requirements
USDA Requirements
Conventional Requirements

Hours

M-F: 8am - 6pm
CCB#208129  OCHI# 1835

Contact

[email protected]
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Call or Text 503-683-3022
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​Portland Oregon

  • Services/Prices
  • Qualifications
  • What is a Home Insepction
  • Information Resources